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Loans
When it comes to lending, Northern Skies FCU is sure to have what you’re looking for. We offer a full spectrum of loan products to meet your every need such as:
Our Customized Pricing Program ensures that you get the great rates that you deserve. We offer competitive rates and are confident that you will find our loan process a breeze from beginning to end.
The first step is to provide us with the necessary information by completing a loan application. This can be done by submitting a loan application electronically or in whatever way is most convenient for you:
- By phone: Call us at 561-1407 or toll free at (800) 747-1407 for a Loan by Phone
- Via Fax: Call us and we will fax you an application and you can fax it, mail it, or bring it in to our office.
- Print the loan application found here on our website and e-mail it, fax it, mail it, or bring it in to our office.
Applications are processed upon receipt. You will be notified as soon as your application has been reviewed to obtain final information needed for the loan and to schedule an appointment for closing.
Customized Pricing Program
Northern Skies Federal Credit Union's loan rates are based on a "Customized Pricing Program". This program will help as many members as possible obtain credit from their credit union. We realize that some of our members have experienced some difficulty with their credit in the past and as a result we and other lenders may have rejected their loan request forcing these members to pay extraordinarily high rates elsewhere. Our goal is to help as many members as possible under our "Customized Pricing Program". The way our program works is that the members with good credit histories will receive our very best rates, some of the best rates available. Other members, who may have had past credit problems, will be assigned rates consistent with their credit history. It is our goal that these rates will almost always be lower than rates available to them elsewhere. Our interest rates are established on a monthly basis by the Board of Directors, and are subject to change. The rate you pay will be based on your credit history and will not exceed the NCUA's maximum regulatory rate of 18% APR.
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